Risk Analyst

Mumbai, Maharashtra, in
Company: Deutsche Bank
Category: Business and Financial Operations Occupations
Published on 2021-06-20 10:12:05

Overview

Job Title Associate to Assistant Vice President

Location Mumbai, India

Our Asset Quality Review (AQR) team is an independent key control function in DB Group with high importance in the regulatory environment. AQR is set up globally with locations in Frankfurt, New York, Berlin and Mumbai. Our team consists of seasoned credit analysts with broad and diverse sets of skills and experiences. As an AQR officer, you will be offered opportunities to gain experience in various credit areas across different geographies.

In conducting reviews, AQR assesses credit ratings / consistent application of rating systems, portfolio quality, credit standards and quality of risk management. Reports are directed to the Group Risk Committee and Senior Management.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

  • Best in class leave policy
  • Gender neutral parental leaves
  • 100% reimbursement under child care assistance benefit (gender neutral)
  • Flexible working arrangements
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above

Your key responsibilities

  • Participate in Asset Quality Reviews assessing individual exposures / ratings / models as well as credit process elements regarding the portfolios with a focus on exposures with higher / high complexity requiring deep subject-matter / technical expertise to ensure consistent delivery
  • Preparation of concise review sheets summarizing the assessment and recommendations
  • Independent discussion of review results with rating analysts / credit officers in cooperation with the leader of the review team, escalation of critical issues to the leader of the review team, and cooperation with experts in other relevant Risk or DB departments
  • Support the leader of a review
  • Gathering of complex individual review results and contribution to review reports for senior management
  • Challenge/ review portfolio analyses or conduct own portfolio analyses
  • Opportunities to participate in portfolio reviews and / or in short-term projects

Your skills and experience

  • MBA in Finance or CA
  • Sound credit background with some years of experience in either banking industry, rating agencies or public accounting firms or some combination thereof
  • Good verbal and written language skills in English. Good command of a further business relevant language welcome
  • Ability to work independently, as well as in a team environment
  • Good knowledge of credit risk analysis, sound analytical skills
  • Affinity to data / system related topics; computer proficiency (MS Office; knowledge of data base applications is advantageous
  • Solid team player and good communicator
  • Good time management skills and an ability to meet firm deadlines, flexibility to deal with various responsibilities
  • Intercultural competency
  • Good writing and presentation skills to present data and review results clearly and effectively, if necessary also to Senior Management
  • Comply with the highest standards of integrity in everything one does / says, be open for change and support DB’s values and beliefs

How we’ll support you

  • Training and development to help you excel in your career
  • Flexible working to assist you balance your personal priorities
  • Coaching and support from experts in your team
  • A culture of continuous learning to aid progression
  • A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

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